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GoldObserve

CALL / PUT / BUYER / WRITER / EXPIRATION PAYOFF

Gold Options Profit/Loss Calculator

Model user-entered option premium and underlying futures prices with transparent contract multipliers, break-even math and scenario payoff.

THE SHORT ANSWER

Convert per-ounce option premium into contract-level expiration profit or loss

Select the underlying contract multiplier, call or put, buyer or writer, strike, premium and an underlying futures price at expiration. The worksheet shows intrinsic value, full premium amount, break-even before commission and net payoff after entered commission. It deliberately withholds pre-expiration fair value, volatility forecasts, exercise advice and writer margin.

INTERACTIVE WORKSHEET

Model one expiration with explicit assumptions

OPTION EXPIRATION PAYOFF WORKSHEET

Separate strike, premium and contract multiplier

All prices, premiums and commissions are user-entered illustrations. This is an expiration-payoff model, not an option-pricing model.

Check the scenario inputs.

Contracts must be a positive whole number. Strike, premium, expiration price and commission must be finite non-negative values.

Method boundary: expiration intrinsic value only. The calculator does not fetch an option chain, estimate implied volatility or Greeks, value time remaining, model early exercise or assignment, estimate writer margin, determine tax, or recommend a trade.

REPRODUCIBLE FORMULAS

Calls and puts use different intrinsic-value tests

CALL INTRINSIC VALUEmax(underlying futures price - strike, 0)

Multiply by contract ounces and contracts for total expiration value.

PUT INTRINSIC VALUEmax(strike - underlying futures price, 0)

Intrinsic value cannot be negative.

LONG NET P/Lexpiration value - premium amount - entered round-trip commission

For a writer, expiration value and premium are reversed before commission.

MODEL BOUNDARY

The worksheet answers payoff, not price discovery

No option chainBid, ask, volume and open interest are not copied.
No implied volatilityThe tool does not solve an option-pricing model.
No probabilityBreak-even is not the chance of finishing profitably.
No early actionExercise, assignment and broker deadlines remain outside the model.
No writer marginHouse requirements and portfolio offsets are not estimated.
No tax or suitabilityThe result is not personalized advice or a recommendation.

PRIMARY SOURCES & REVIEW BOUNDARY

Definitions come from regulators; current contract instructions come from the exchange

Sources and links were reviewed August 2, 2026. Contract listings, strikes, expirations, exercise thresholds, broker deadlines, margin and fees can change. GoldObserve does not reproduce an option chain, licensed quote, volatility surface, margin schedule or broker instruction.

GOLD OPTIONS RESEARCH PATH

Continue with the next distinct decision

FREQUENTLY ASKED QUESTIONS

Gold option calculator questions

Does the calculator use live gold option prices?

No. Enter a premium and underlying futures scenario from a source you are authorized to use. The tool does not fetch or cache an option chain.

Does the result value an option before expiration?

No. It calculates intrinsic value and profit or loss at expiration. Time value, volatility and changing Greeks matter before expiration.

How is call break-even calculated?

Before commission, a long call break-even is strike plus premium per ounce. The same price separates gross profit and loss for the writer, but the payoff sign is reversed.

How is put break-even calculated?

Before commission, a long put break-even is strike minus premium per ounce, floored at zero in the worksheet. Costs move the economic break-even.